At more than 75 percent sites of banks , studied at Michigan university of research, it was revealed at least, on one opening through which clients become vulnerable for cyber-thieves, keeping there the money and the confidential data.
Atul Prakash, the professor of chair electrical engineers and computer sciences and докторs Laura Falk and Kevin Borders investigated sites of 214 financial institutions in 2006. They have presented the first results in Carnegie-Mellon's University on July, 25th.
All defects of sites are not errors which can be corrected by means of a patch. Defects switch on input placement on a site and the contact information on unsafe web pages, and also not in a condition of deduction of users on a site which they have originally visited. Пракаш has declared that some banks, probably, have already taken steps for the decision of these problems as this data has been published, but as a whole, he still sees necessity of their improvement.
"To our surprise, constructive defects which could affect safety widespread and are present at some largest banks at the country," Prakash has told. "Our accent has been made on users who try to be cautious, but, unfortunately, at some bank sites it is an exigeant problem - acceptance of correct actions on safety at online banking fulfilment".
There are openings in the safety, which hackers can use to get access to the private information and accounting records. And though computer crimes are still rather rare in comparison with such financial crimes as swindle at the mortgage and a fake of checks, they already are a growing problem for banks and their clients.
In the report on incidents, 536 cases of computer plunder, with loss on the average $30000 have been registered. In the sum it makes almost $16-million losses in the second quarter 2007. The quantity of computer plunders has increased for 150 percent during the period between the first and second quarter 2007. In 80 percent of cases, the source of abductions is unknown, but thefts occurred during online banking.
Prakash became the initiator of this research, having seen defects on sites of the financial institutions on the Internet. Falk and Borders electrical engineers and computer sciences are students on chair.